MetLife Auto & Home®
Auto Insurance

Auto Insurance

Avoid unexpected and costly gaps in your auto insurance with Auto Advantage from MetLife Auto & Home. It’s no-surprises auto insurance—at no additional cost.

Deductible Savings BenefitSM - rewards claim-free driving with up to a $250 credit toward your insurance deductible.1

New Auto Replacement - if your new car is totaled within the first 12 months or first 15,000 miles, whichever comes first.2, 3, 5

Special Parts Replacement - replaces certain car parts at the time of the accident with no depreciation deduction.2, 3, 4, 5

Rental Car Insurance - includes protection for costly "loss of use" and other rental agency charges, things typically not covered by competitors’ policies.5

PLUS... 24-hour claim service, roadside towing and labor reimbursement, Identity Protection Services, lifetime guarantees for car repairs needed after an accident and made by an approved facility, and flexible payment plans.6, 7

Ask Me About Our Discounts for...
Driver safety course completion, mature drivers, teen driver safety programs7, and more!

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1 Not available in all states. In NY, a state-required minimum deductible is required before using this benefit.

2 Coverage PlusSM is available in most states at no additional cost to customers who elect to carry Physical Damage Coverage (Comprehensive and Collision Coverages). Subject to deductible. See policy for restrictions.

3 Does not apply to leased, substitute, or non-owned autos.

4 This coverage does not apply to theft of tires or batteries, unless the entire vehicle were stolen.

5 Subject to deductible and state availability. See policy for restrictions.

6 Not available in NC, nor to NH auto customers.

7 Not available in all states.  In MA, guarantee provided through Platinum Auto Service Program.

8 Special Parts Replacement does not apply in NC or TX.